Submitting a Shipping Insurance Claim

Submitting a Shipping Insurance Claim

You do not want to break important packages when you send them to someone, but if the worst thing happens, that’s the reason you brought insurance to him. However, many people are not aware of what they should do so that insurance can cover the lost amount correctly. Carrying insurance is a clear first step, but it’s important to make sure you have all the information to process your claim after it’s filed.

Submitting a Shipping Insurance Claim

The main thing you need to make a claim through an insurance package is the right information about the item being shipped. A great way to ensure that you have the correct documentation is to take a photo of the item in question before putting it in the box for delivery. If you have done that, you will always be able to prove that the item is in good working condition before you ship it, which means the damage must occur after the item has been left to your possession. That’s a great way to present an indisputable case on your behalf.

It also helps if you have a proper assessment of the item in question. For example, if you bought a new laptop for a niece or nephew as a gift and something happened to him, you can keep a receipt to show that it matches the value you set in it. Receipts will also help you when you get insurance, because you’ll know exactly how much insurance you need to cover the intended item. Submitting a Shipping Insurance Claim

Saving documentation may seem like a tedious process, but this is a great way to ensure that your insurance package pays off for you if you need one. If you can speed up the process, you’ll travel long distances to get a replacement check to get your stuff where it should be.

4 Facts about the High Speed ​​Rail Linking Singapore and Malaysia

4 Facts about the High Speed ​​Rail Linking Singapore and Malaysia

Singapore and Malaysia are separated by a little over a kilometer based on the length of the Johor-Singapore Causeway which opened in 1923. In addition to the Causeway, residents from Malaysia and Singapore have many travel options to visit their neighboring countries. But what is so special about the relationship between these two countries?
Singapore was part of Malaysia for more than two years from 1963 to 1965. After the United Kingdom passed a 144-year decision in Singapore, the Federation of Malaysia was formed in conjunction with Singapore, North Kalimantan and Sarawak. However, racial tension becomes a genuine problem in Singapore. For two years, the problem escalated, and racial and curfew riots were common. 4 Facts about the High Speed ​​Rail Linking Singapore and Malaysia

Moreover, the government of the Federation of Malaysia is worried that as long as Singapore remains part of the Federation, there will be different views on racial harmony. There is a general feeling that Malays and natives in the Federation will be undermined. On August 7, 1965, Singapore officially decided from Malaysia.

Although leaving the Federation, it does not affect the relationship between the two countries. In fact, Malaysia is the largest trading partner in Singapore in 2012. To deepen relations between the two countries, the second relationship between Singapore and Malaysia officially opened on January 2, 1998. With a size of 1,920 meters, the second highway connects western Singapore in Tuas to the western part of Johor state at Broken Bracelet.

In 2007, the economic cooperation between Singapore and Malaysia moved a step closer to the establishment of Malaysia Malaysia Malaysia Joint Committee for Iskandar Malaysia. Iskandar Malaysia refers to the extensive development of Malaysia’s southern Malaysia. Its construction covers an area of ​​2,217 square kilometers consisting of the city of Johor Bahru, cities such as Pontian, Senai and Pasir Gudang. On February 19, 2013, leaders from Singapore and Malaysia signed an important agreement to build High Speed ​​Rail relations between Kuala Lumpur and Singapore to spearhead the development of Iskandar Malaysia.

Let’s look at four important facts from upcoming Rail High Speed:

1) The overall length of the High Speed ​​Rail is estimated to be 350 kilometers in size and will reduce travel time between Singapore to Kuala Lumpur to just 90 minutes.

2) There will be a total of 8 stations along High Speed ​​Rail with 7 stations in Malaysia and 1 station in Singapore. The station in Malaysia is Kuala Lumpur. Putrajaya, Seremban, Ayer Keroh, Muar, Batu Pahat and Iskandar Puteri. The station in Singapore will be on Jurong East.

3) There will be 3 immigration facilities located in Kuala Lumpur, Iskandar Puteri and Sngapore Jurong East. International passengers traveling at Rail High Speed ​​will clear both countries’ immigration at the same time. This should ensure a fast travel procedure for travelers.

4) This is the first High Rail Speed ​​in ASEAN (Association of Southeast Asian Nations) and hopefully there will be more projects connecting travelers with other ASEAN countries. 4 Facts about the High Speed ​​Rail Linking Singapore and Malaysia

Five Tips for Choosing the Right Health Insurance

Five Tips for Choosing the Right Health Insurance

One of the best ways to maintain your personal wellbeing is by having a health insurance plan. Because of the large number of companies that offer this type of insurance policy, choosing the right one can be a daunting task. Here are five tips to help you find the best plan on the market today.
Check Network of Plans

Five Tips for Choosing the Right Health Insurance

If you have a select group of doctors you choose, ask them which insurance network they are part of. You can also use one of the many accredited online directories to know which networks each plan on your list. On the other hand, if you have just moved to a new city and you do not yet have a doctor of choice, choose a plan that has a large network of healthcare practitioners.

Know the Maximum Premium Budget

Consider your average monthly spend to see how much money you can spend on a policy without compromising your financial ability. Low premiums often result in high out-of-pocket costs. Therefore, what seems to be the cheapest plan may actually be the most expensive, because you will be forced to pay for most services. One of the best ways to choose the right premium is to estimate the total amount of money you spent on health care last year, including costs and premiums out of pocket. Then choose a plan that has the same deductible, copays, and monthly premiums. High premium plans will save thousands of dollars for out of pocket expenses if you need expensive procedures or frequent medical care services.

Look for Additional Benefits Five Tips for Choosing the Right Health Insurance

In an effort to attract more clients, insurance companies usually offer policies that have additional benefits other than medical coverage. Based on this fact, it is wise to check the summary of the benefits of each policy on your list until you find it that has the scope of service of your choice. For example, some policies provide better coverage for mental health care and physical care while others have more comprehensive emergency coverage.

Structure of Research Plan

Once you estimate your monthly premium, the next step is to determine the structure of your ideal plan. Some of the most common plans are HMO, EPO, POS, and PPO. The plan you choose will determine which doctors you can see and your costs. More often than not, referral plans, such as POS and HMO, require that you first consult a primary care physician before ordering an appointment with a specialist. If you already have a network of doctors you want to see, avoid plans they do not do.

Compare Out-of-Pocket Costs

Your preferred health insurance plan should clearly indicate which service will be required to pay and the amount. The amount includes coinsurance, co-pay, and deductible. Plans that have low out-of-pocket costs are an ideal choice if you regularly need emergency services, use expensive drugs, have planned upcoming operations, or have recently been diagnosed with chronic conditions such as cancer or diabetes.

Finally, make sure that the health insurance company is legally accredited, reputable, and reliable to protect yourself from any inconvenience.

Artist Brain Explained by Science

Artist Brain Explained by Science

We always know a slightly different artist.

They think, speak, and work differently from all of us. Most of them even dress differently.

It is not surprising that recent scientific studies show that the brains of artists differed specifically from other populations.

Dr. Rebecca Chamberlain from the University of KU Leuven in Belgium has noticed that most visual artists describe “seeing” their work in their heads before they put pen to paper or brush onto canvas.

He suspects there is a fundamental difference in the brains of the artists. So he did what a self-respecting scientist would do: he led an experiment to find out.

In the study, researchers have 21 art students and 23 non-artists complete a number of tasks. During each task, they scan their brains through a process called voxel-based morphometry.

Voxel-based morphometry is a neuroimaging technique that allows scientists to identify differences in brain structure among individuals. Artist Brain Explained by Science

And through this experiment, Dr. Chamberlain made several important discoveries.

Structural changes
Brain scans show that the brains of the artists have some distinctive differences.

In particular, they have more gray matter in the parietal lobes. Particularly in structures called precuneus.

The parietal lobes process information from the senses. This area is responsible for our visual and spatial reasoning.

According to research, individuals with more advanced visual reasoning are better at making images in their heads.

This shows that before painters even put their black velvet brush into paint, their painting is already in the parietal lobes. This inner picture guides the artist in ways that nonartists can not imitate.

Nature or parenting?
This finding raises important questions. Are artists better drawing because they have an enlarged precuneus? Or do their precuneus increase in size after years of practice?

Certainly, our habits can change our brain structure from time to time. Just like with our muscles, our brain changes with exercise.

Dr. Chamberlain stated, “This is in line with evidence that focus of expertise really changes the brain.” The brain is very flexible in responding to training and there are huge individual differences that we just started entering. ”

But is it possible that artists have enlarged parietal lobes before they start sharpening their skills? Do certain people by nature tend to be artists?

Determining this will require longer research with larger sample sizes.

Scientists need to study the subject before they start practicing their artistic skills. The study will then follow them through all of their training, comparing their brain structure changes with non-artists.

Such studies will take decades and are unlikely to attract much interest in the way they are funded.

Right side myth
For a long time, a general understanding of the structure of the brain is that the left hemisphere is more analytical and the right side more creative. Therefore, a more creative person has a more dominant right hemisphere.

However, according to this study, artists have improved the gray matter on both sides of their brains. This is an important blow to the myth of right-brain dominance.

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The Right Garcinia Cambogia Dose For Effecti

The Right Garcinia Cambogia Dose For Effecti

There are millions of people who are looking for effective methods or products that they can use to burn excess body fat, reduce their emotional eating habits, suppress their appetite and feel better about themselves. Garcinia Cambogia is mentioned as one such product. Previous studies on plant extracts show that it contains a substance that allows a person to lose weight. Some health experts even recommend to drink it with apple cider vinegar for best results. (http://ilovegarciniacambogia.net/garcinia-cambogia-and-apple-cider-vinegar-weight-loss.htm)
There are several factors that determine the dose a person should take as follows.

The Right Garcinia Cambogia Dose For Effecti

– Weight
– Diet
– Metabolic rate

For obese people, taking higher dietary supplements is very important. In fact, some people already have 2500mg per day recommended by their doctor. If a person is on a high carbohydrate diet, then people can benefit from higher doses as well.

Take Garcinia Cambogia the Right Way

A study conducted at Creighton University in 2002 showed that HCA is a safe material to use. The study found that the lethal dose in mice was higher than 5000mg per kilogram. This makes Garcinia Cambogia has a relatively wide margin of safety.

Appropriate doses for adults should not exceed 3,000 mg per day (pure supplements). Therefore, it is advisable to stay between 300mg and 500mg intake before eating. If the dose is passed, one can compensate by doubling the next dose provided that aggregate consumption per day does not exceed the recommended 2500 mg.

Garcinia Cambogia Dose Tips

How much is too little?

The amount of supplements consumed will be directly related to the amount of weight loss. The amount that is considered minimal in a person’s body is about 500 grams, any quantity less than this has no effect on the body. On the other hand, the recommended maximum daily intake is 3000. Anything that may cause unwanted problems.

What is the best time to take this supplement?

The best time to take this supplement is about 30-60 minutes before eating. (http://ilovegarciniacambogia.net/the-right-garcinia-cambogia-dosage.htm) This allows one to get the full effect of hydroxysitic acid on garcinia extract. But as with anything, testing is necessary, it is important for people to visit their doctor to get recommendations, because different bodies require different doses.

Patients at all times are encouraged to check and follow the instructions included with the supplement. Each dose should be taken about half an hour before the plate and with plenty of water given a water soluble HCA and therefore helps the supplement absorption.

Over the years researchers have dedicated their time to learning how to naturally lose that extra weight, Garcinia Cambogia extract has been found among the best and least expensive natural supplements to lose weight.

Why AC Unit Size Matters

Why AC Unit Size Matters

Let’s face it, in the world of air conditioning service, size does matter. It may sound cliché, but it does. Purchasing a wrong-sized unit could be harmful for your comfort and for your wallet. There is an assumption that “bigger is better;” however, to assume so would be quite the error. Several elements should factor into your decision on which AC unit to buy. Take your time, and make sure you pick what is best for your home and hearth. Alamo Austin Air Conditioning & Heating, the best air conditioning service in Austin, would even go as far as to say, “Take the Goldilocks approach,” and find a unit that is “just right.”
It’s Texas – you need AC. This is life, it’s essentially mandatory. Hopefully, you are looking for an air conditioning unit will provide that perfect combination of cool air and comfort. The size of air conditioning unit has a direct link with this.

 

Why AC Unit Size Matters
Finding the “One”

The consequences of choosing the wrong size air-conditioning unit range from the minor to major – from spending unnecessary money to potentially affecting your health with mold-covered walls. An air-conditioning unit that is too small could leave your space with uneven temperatures throughout, while a too-large AC unit could “short-cycle” – meaning it would constantly turn on and off. Both options are not ideal and lead to higher utility bills. Now that the seriousness has been pressed upon, let us delve deeper into the world of air-conditioning services.

Essentially, there are three important aspects to understand when choosing a new AC unit. They are: tons, British Thermal Unit (BTU), and square footage of the space you want to cool. BTU is used to measure the amount of energy. One BTU is equal to the amount of energy needed to increase the temperature of one pound of water by one degree (Fahrenheit). An AC unit has the ability to remove 12,000 of BTU within a hour (1 ton = 12,000 BTU); therefore, a 2 ton unit has the capacity to remove 24,000 BTUs, a 3 ton can eliminate 36,000 BTUs, and so on.

Are you wondering how many BTUs are in your space? Here is an equation to find the answer: (square footage of space multiplied by 25, then divided by 12,000) – 0.5 = recommended amount of AC Most houses, on average, are 2,600 sq ft. This means a 2,600 square foot home multiplied by 25 would equal 65,000. Dividing that number by 12,000 gives you 5.41. After subtracting 0.5, it can be concluded that the average American sized home needs roughly five ton of air conditioning capacity. Alamo Austin Air Conditioning & Heating knows it can be difficult to understand, especially if there will be more than one unit on site. This is what we are here for – to help.

Let Us Handle It! Why AC Unit Size Matters

So let’s reiterate, all jokes aside, size does matter in the air conditioning service. Make sure to choose one that suits you and your space the best. There are many other aspects to choosing the perfect air-conditioning unit, that is why Alamo Austin Air Conditioning & Heating, your top choice for air-conditioning services, suggests letting our professionals take a look and assess the situation.

Your Teeth Teeth When is Braces needed

Your Teeth Teeth When is Braces needed

Being a teenage parent can be tough.

But like an adult, your job (sometimes unconditionally!) To do what you can to maintain your teen’s health. Understanding when and why your teen needs to get braces is part of it.

In this post, you will learn which signals to look for.

They Have Crowding
It’s exactly what it feels like – there’s not enough space in their mouth for all their teeth. If a cluster is not caught early enough, it can cause crooked teeth that will take longer to straighten it.

Plus, it also makes cleanliness, especially flossing, more of a challenge. To make sure your teen is really taking care of their teeth, it’s time for braces.

They Have Overbite
If you notice that your teenage front teeth seem to stick more than the bottom row of teeth, they probably have an overbite.

This is quite common, but it is accompanied by a number of health problems that you should be aware of.

They are more likely to bite their front teeth, especially if they fall or have other injuries.

Over time, untreated overbites can also lead to the need for serious dental surgery – both cosmetic and developmental. This is because it causes the jaw to grow asymmetrically.

They Have Underbite Your Teeth Teeth When is Braces needed
You can recognize this because you will see that all of your teen’s upper teeth are hidden by the lower teeth.

This is caused when there is an imbalance in the alignment and the size of the jaw. You need to treat it, because it can be difficult to chew food.

If your teen claims that they “can not handle” with how braces will look, tell them this fact: undewed underbites have been known to cause premature aging and even a somewhat skewed face look!

When They Asked Them
Sometimes, when trying to find out whether or not teeth braces are the right choice for your child, you just have to talk to them.

Although you are concerned about the health and orthodontic support provided by braces, chances are that your teen has a cosmetic reason to remember it.

If your child makes fun of their teeth, if they feel insecure about how they do it, it may be time to discuss the topic with them.

Remind your child that if braces make them feel self-conscious – and 1 in 2 teenagers say they do – that they are not alone. Your Teeth Teeth When is Braces needed

In fact, more than 4 million Americans under the age of 18 currently wear braces.

Braces are just something most people should wear – and they can even have fun choosing different band colors to match their favorite sports team or band.

Pros and Cons of PPL Program “SuperStar Cash”.

Pros and Cons of PPL Program “SuperStar Cash”.
Pay Per Lead, the lead acquisition method of collecting leads or building e-mail lists is not very common, and the “Cash SuperStar” PPL program is one of the better programs. Depending on the model of agreement between the two parties, it is very beneficial for both PPL program owners and key implementing entities. In such an agreement, advertisers pay only for the prospects submitted if they meet the agreed terms, otherwise no payment is made. Pros and Cons of PPL Program “SuperStar Cash”.

Making money online can be very challenging and requires fairly decent knowledge about website development, traffic generation, site platforms, and all the ins and outs associated with internet marketing. There are many e-book, video and text courses available on the internet to teach you, but this method usually takes months to start making money online. Looking for something you can get quickly quickly? Then do not look further than Pay Per Lead (PPL) market. Pay Per Lead Method

There are not many good and honest PPL programs, but now I use James Jordan’s “Cash SuperStar” program for several years, and he never fails to pay on time, twice as much if your balance is more than $ 15. 3 large (compared to $ 0.50 to $ 0.75) per dual opt-in lead.

The beauty of this is you do not need a website to make money on a regular basis. All you need is to drive one level (T1) traffic to this website, and for every opt-in you get and receive, you’ll receive $ 3.

Tier One traffic is traffic from major English-speaking countries such as USA, UK, Australia and New Zealand.

James Jordan is a very famous and respected name on the internet and he has been running this program now for many years. This is an easy way to make money on a regular basis and traffic can be generated in many ways such as solo ads, article marketing, etc. Who is the best for this?

Almost anyone can use this program. The only limitation he places on his instructions is that they have to choose double and become T1 traffic.

However, as in every part of life, there is a weakness in this; That’s because he only accepts double opt-in traffic, which can be a bit more difficult to produce. How to be part of this amazing program?

Simply register a free affiliate account with James at

url: http: //34.gs/amazin

and start driving traffic to your “CashSuperStar” affiliate website. Rating

Because it is a bit more challenging to generate double opt-in traffic,

I WILL GIVE THIS PROGRAM FOUR-AND-A-HALF STARS.

Your friend in need. James v.Heerden

P.S. I have been using this program now for more than two years and never missed a payment.

Pros and Cons of PPL Program “SuperStar Cash”.

DO NOT SUBMIT! The meaning of Public Library

DO NOT SUBMIT! The meaning of Public Library

Literacy and poverty are national problems. Both of these problems can be overcome by giving citizens access to resources to educate themselves and find work. Currently, this need is served by the library. As the saying goes: A city with a large library is a big city. All communities, however large or small, deserve access to the wealth of information and means of our nation’s self-expression. Libraries have institutional responsibility for upholding intellectual freedom, with the aim of quietly providing material for self-improvement and development. DO NOT SUBMIT! The meaning of Public Library
Since the library’s ultimate goal is egalitarian, libraries want to maintain local and national support by reflecting the needs and desires of their respective service populations, within the scope of the services provided. The community in question allows access to materials and programs that the library may offer. Of course, this program works best when it is based on community needs and resources; as usual, and not just as a result of some government funds. This reciprocal formation is an invaluable call and response necessary for community development and identity. This sense of identity will help alleviate the pressures of poverty, to retain socially educated and talented members of society, to break the family illiteracy circle, and to influence the overall situation of youth society. Geography and library patronics adjust their branch holdings over time through usage and circulation statistics. Libraries are largely funded by federal and local taxes and grants channeled through specific parameters and protective usage data. However, while each library may be unique, as an institution, they have ubiquitous national equipment whose impetus for justice and access reflects the basic value of our country and deserves a safer role in our society.

DO NOT SUBMIT! The meaning of Public Library

The areas described by the most severe poverty occur when the library funds are reduced. Poverty generally coexists with illiteracy, unemployment, neglect, and violence. Communities that are allowed into dysfunction are less likely to have the resources they offer to improve their infrastructure and quality of life. As the skills of the general public begin to stall, the impact of poverty diseases coupled with poor education in adults, and especially in children, can hardly be overcome. Even those who achieve a relatively higher level of education than those offered in their respective communities usually leave the community when they finish school to find a job with an adequate salary or safer community. What this out migration to the community is completely patronizing, even in just a short time. It is important for the community to provide opportunities to their local people, and ultimately retain their most valuable citizens who can judge and overcome local deficiencies inappropriately.

What the funding library can do for the community is to bridge the socio-economic gap that has been opened for the last hundred years. Literacy, in the new context in which technology and information work on our culture, must take on new definitions, with new efforts being put forward for promotion. In our culture, isolation, both geographic and technological, is a alienating and complex factor. Isolation means without access to information that will provide better tools for access and further participation in society and a full experience of the richness of reciprocal democracy. The nature of isolation is one that invites a decrease in resources, and construction of a deeper society, en masse and for individuals. DO NOT SUBMIT! The meaning of Public Library

The library of a needy community must find creative and interesting ways to maintain and show relevance to these severe pressures. People in need should be aware of the importance of their library, and be vocal in their support.

Get Clued Up on What Covered by EHIC in Bulgaria

Get Clued Up on What Covered by EHIC in Bulgaria

Each EU country has reciprocal health agreements with the UK, and as long as you travel with the European Health Insurance Card (EHIC), you are eligible for reduced or even reduced health care. Bulgaria is no exception. Visitors with valid EHIC can access health services in the same way as Bulgarians do. Despite the real simplicity of the system, however, each country has slightly different rules and regulations, and it should be noted before they visit.
While EHIC is a useful part of the documentation, it does not cover everything. To complete your EHIC, investment in an adequate single trip or annual travel insurance is highly recommended. For regular travelers, annual travel insurance is a cost effective way to stay comprehensively.

Get Clued Up on What Covered by EHIC in Bulgaria

What is Covered by EHIC in Bulgaria?

Like most European countries receiving EHIC, personal care for medical care is not covered. If you have one trip or an annual travel insurance policy, you need to check the details to see if personal care is covered. To receive EHIC benefits you should see a physician contracted to the Bulgari National Health Insurance Fund (NHIF). NHIF has a useful website with some information in English about their health system, so you can get directions before you travel.

Doctor

Most doctors in Bulgaria are covered by NHIF but should check first. Every time you see a doctor, you are asked to pay a small contribution, which you can not claim back with your EHIC. The doctor takes the medicine through a receipt or prescription form, which you then take to the pharmacy. With drugs for non-chronic diseases you get a receipt form, which entitles you to free treatment or reduced medical expenses, provided that the pharmacy is registered with NHIF. Prescriptions are given for the treatment of chronic illness and this must be paid in full. The recipe fee is non-refundable, unless you have one trip or annual travel insurance.

What about the dentist?

If you need to see a dentist while in Bulgaria, you should visit one that is contracted to NHIF. Otherwise, you are responsible for paying full maintenance and are not eligible for a refund with a valid EHIC. Different insurance policies have different rules regarding dentists, so check your annual travel insurance to see what you can claim back.

And the hospital?

When you travel, the last thing you want to think about is the possibility of having to be hospitalized. However, accidents do happen and it is best to know the procedure, just in case. Inpatient care is general and private in Bulgaria, but if you only have your EHIC, you should make sure you visit the NHIF contract hospital. You will then undergo your treatment and will have two more checks after your hospital stay.

Remember… Get Clued Up on What Covered by EHIC in Bulgaria

Wherever you travel into the EU, regardless of the benefits you can exchange with your EHIC, it’s always best to protect yourself and get the best single trip or travel insurance.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday. Get Clued Up on What Covered by EHIC in Bulgaria