It’s Worth Remembering That We Provide Truly National Service

It’s Worth Remembering That We Provide Truly National Service

London may be the UK’s economic epicentre by some distance, but it is far from the only part of the country with an ever-pressing requirement for the right restaurant and Bar Furniture and related refurbishment and fit out services.
While it may be easy for some of our competitors to concentrate all of their energies in the capital, that is not our own philosophy here at Design & Contracts – and it is reflected in everything that we have done to date, and everything that we continue to do for businesses like yours.

It’s Worth Remembering That We Provide Truly National Service

Why we aren’t just another London-centric furniture supplier

As trusted providers of furniture for all manner of establishments, we will always be proud of the many high-profile projects in London that we have successfully managed. However, we are not a London furniture supplier, and are instead very much a UK one.

Our own headquarters, after all, are in Ascot, Berkshire, and we recognise the critical role that bars, restaurants, cafes and similar businesses outside the capital make to the broader British economy, culture and public life.

This is reflected in the breadth of non-London organisations to which we have provided our bespoke services. They include the likes of the Reading University Students’ Union (RUSU), to which we supplied various colourful furniture to modernise the appearance of the entire premises, as well as Azuza in Bristol, which benefited from the supply of such items as PN Framed Tub Chairs, Nico 2 Seat Sofas and DC-0145 side chairs.

The Children’s Unit and Spinal Unit at Salisbury Hospital have also taken advantage of our services, the latter being graced by bespoke Dado modular seating from our Jive range and special height Tonda tables with Zebrano Kuadra chairs.

Across the UK, in fact – from the Real Eating Cafe in Witney to the Brasserie Rhone Restaurant in Old Woking – there are many non-London businesses that have placed their trust in Design & Contracts when in need of restaurant, cafe, office, nightclub or bar furniture or related services and expertise.

Contact us now to become one of our valued clients

When you wish for your business to play its part in Britain’s continuing great economic success story, there’s no need to look further than Design & Contract Furniture.

Enquire now to learn more about the contract furniture and other services that we can provide to help ensure that your bar, restaurant, cafe or similar firm enjoys a bright future – wherever it may be based in the UK. It’s Worth Remembering That We Provide Truly National Service

Praetorian Commercial Auto Insurance Company

Praetorian Commercial Auto Insurance Company

In June 2007, QBE Americas completed the acquisition of PFG (Praetorian Insurance Group), previously a subsidiary of Hanover Re. QBE is Australia’s largest insurance group, but operates in 38 countries worldwide and employs over 16,000 employees. The Praetorian Insurance Company has sold and sold various policies, but its main focus is on businesses including commercial cars. This acquisition complements QBE’s product diversity strategy in the U.S. Now working under the roof of QBE in America; Praetorian still maintains its commercial insurance traditions.

Praetorian Commercial Auto Insurance Company

Understanding Commercial Car Insurance

In many cases, auto auto and commercial auto policies are very similar. Personal auto policies can even provide enough coverage for some business use, and this is useful when you drive a vehicle for personal and commercial purposes. You need commercial car insurance when your vehicle is only for business-specific use. One of the biggest advantages is that commercial car insurance has higher liability limits. This is also necessary if your business involves the transport of special equipment, the transport of goods and people, and the unusual use of vehicles for the example of pickup trucks and sports vehicles.

Similar to private cars, the rules of commercial vehicle insurance vary from state to state. QBE has licenses to sell and cover car insurance in 50 states as well as Puerto Rico and the District of Columbia. Since the Praetorian Insurance Company works under the roof of QBE, the license also applies.

A brief overview of commercially available commercial car insurance products from Praetorian Insurance Company:

Capacity:

– Enlarge to $ 1 million

-Umbrella to $ 5 million

Current Portfolio:
-Business Auto

-Local Trucking

– Specialized Commercial

-Auto includes car rental or used car dealers

Business Options

-Business Auto

-Artisan contractors’ auto business

Special transportation special

-Local distance, 50 miles

Coverage for commercial cars is more or less the same as private vehicles. The difference is within limits. The Preetorian Insurance Company offers new options up to $ 1 million and an umbrella option of $ 5 million. The amount should be enough to cover damages or liability issues if your business gets to the middle of a lawsuit as a result of a car accident.

Part of the personal auto does provide coverage even though the vehicle is for business purposes. However, it will not result in the same amount of financial protection as you can get from a commercial car policy. Imagine a situation when you drive a pickup truck to deliver the goods to the customer. In the middle of the road, you deflect your own van carrying several passengers. In such circumstances, the driver and passenger of the van will not sue you as well as your company. Your personal insurance policy provides financial protection and pays for the claim, but will not defend or pay compensation on behalf of your business. It is normal for drivers and passengers to collect compensation for vehicle damage and injury from you and your business. The Praetorian Insurance Company offers the right protection for such circumstances. Type of Coverage

The scope of the Commercial Commercial Vehicle Company’s Commercial Vehicle Policy may be narrow or broad depending on your choice. Insurance companies provide various policies for example trucks, special transportation, or wider auto business options. In a simple way, the options are as follows:

1-Vehicles as business property 2-Vehicles your company owns, leases, or leases 3-Vehicles for business purposes

Most companies will choose the third option because protection covers all vehicles, including those owned and owned by your own business, provided for business. Coverage even provides liability protection when employees or employers drive private vehicles for business. While the scope is different, the basic type of coverage is the same. The Commercial Auto Policy of the Praetorian Insurance Company still includes three significant safeguards including Responsibility, Physical Damage, and Optional Coverage.

-Liability Insurance: includes financial protection for property damage, bodily injury, and even accidental deaths where you or your employees are guilty. The scope also provides legal defense. The amount of protection to the extent of the policy. Praetorian Commercial Auto Insurance Company

-Physical Damage: This is a combination of Comprehensive and Collision coverage. It protects the damage of the vehicle whether the damage caused by accident or not. Risks include floods, vandalism, theft, or falling objects. Praetorian Commercial Auto Insurance Company

Photo class choose the right one for you

Photo class choose the right one for you

Today, people are really fascinated with photography. There are a variety of cameras, devices that help you capture important moments, parts of your daily life, as well as locations or beautiful people. Nothing is holding you back from taking good photos and improving them online. Some people may say that you have talent or not. However, things are a bit more complicated, not so black or white. Surely you’ve heard of many photo classes that open their doors to those who want to know more about this domain. There is diversity out there and this should make you ask how people should choose the course. As you can imagine, not all photography classes are trustworthy and reputable. If you are going to enter this field, you may also log in loudly, in the right way. Here are some important aspects and can help you in your search. Photo class choose the right one for you
You can start by looking at your selection based on location. It is important to attend classes and this means you may want to choose one course located in the same city. London, Paris, Brussels, Berlin, wherever you are, there must be some alternatives in photography. After considering the location, you should see a reputation. Here are aspects that can assure you that you are dealing with an actual team of professionals. A dedicated, trustworthy, reputable course will recommend her as such and as proof, reviews and feedback from clients will be available. This should support the academic publicity created for himself. It’s always best to go to a reputable class, because you have a good chance to really learn interesting and interesting photography techniques. Still in touch with the reputation are the staff working there. The photography class is worth taking when you know that you will learn something different, something you do not know. So it’s better to take a closer look at who will teach the class, before you sign up for it.

Photo class choose the right one for you

Find out more about your teacher, see their photo. In the end, this should be the one who recommended them. Their photo is their calling card and if they are really excited about this field, it should not be too difficult to see what this looks like. In addition, not enough to know your way around the world of photography. The team of experts who will take the course should know how to teach, how to make themselves understand and how to convey important information that will help students in the future. Read as much as you can about your alternatives. Find out exactly where this is, compare it and only after making your choice. Try not to rush, because you might make mistakes. The world of photography is not going anywhere, here it is waiting for real talent to join.

Why You Need Responsibility Coverage from Your Insurance Company

Why You Need Responsibility Coverage from Your Insurance Company

Designed to include professional practitioners for claims of negligence by clients or patients, professional accountability insurance is supplemented by many names. When used in the medical profession, it is usually called medical malpractice coverage. Notaries also demanded this security, but they considered it a mistake and insurance negligence. Real estate brokers, management consultants, and even website developers are all entitled to protection.
What for?

Why You Need Responsibility Coverage from Your Insurance Company

Insurance is used to protect people in case something unfortunate happens. Automatic policies protect them in the event of an accident; medical policies protect them from unexpected illness; Commercial policy protects them from a number of accidents. If there are fires, thefts, or accidents at work, commercial varieties will cover them.

Why Do You Need It?

Some companies are lucky enough to survive for long periods of time without being sued by clients, customers, or employees. The coverage of coverage from an insurance company is the single most-owned business armor against lawyers. This goes double when a businessman competes in a risky industry such as construction. Why?

A construction site is arguably the most dangerous work environment on earth. Not because people are careless, but because making something, anything, it’s risky. Workers fall from the stairs; they walk on ropes; they cut themselves Builders should bear this risk and buy the exact amount of coverage from their insurance company to protect them from financial ruin. But that’s not all. Why You Need Responsibility Coverage from Your Insurance Company

This policy not only protects the boss, but also protects the worker. If an electrician falls from a ladder or a carpenter cuts himself, a liability policy will pay his medical bills. Commercial coverage will also cover most attorneys’ fees and court costs if someone sues you.

How much do you need?

As you might expect, policy measures often depend on the size of the business. Most actuaries recommend at least a million dollars of professional responsibility responsibility for small businesses. Big business and companies obviously need more and often bring big policy. Because lawsuits are quite common in the medical profession, malpractice insurance is the most common form of liability.

Most doctors have several million malpractices at any time. When they work in great practice, that figure may be five or even ten times higher. Lawyers and accountants must also bear responsibility for the high level of litigation in their field. But what about other people? Why You Need Responsibility Coverage from Your Insurance Company

Newly Open Source for SEO Web Design and Web Development

SEO is a short form for “search engine optimization”. Deciding to appoint an SEO is a vital decision that is capable to advance your site and save time. You may be at the risk of damaging your site and reputation. Webzentech is one of the best SEO companies in Kolkata. We provide the following steps to positive services for website owners.

Review site contents and structure.

Get advanced technical advice on website development.

Analyse about the contents and programmes.

Research on keywords.

Do expertise the psychology of inbound marketing.

Manage the campaigns of online business development.If you are SEO-expert they must works genuinely. They use to focus on the graphic feature of the site. They can never be casual for something as unimportant, in respect of proficient rankings with search engines. Webzentech is such a friendly SEO organization among the best SEO company in Kolkata, has special department for SEO tutorial and SEO checklist.

A design takes in different skills and commands in the production and maintenance of websites and play a vital role to create advanced mark up with web accessibility strategy through web engineering. It is familiar that the internet has changed the system of businesses- battle and operating. World Wide Web has also in crash many well-known and unknown companies, there should be led to the learned way of process in such situation. Webzentech believes that perfection is the best policy to serve desired woks among other web company in Kolkata.

It is itself a complicated process, electing a right web design company is also very tricky. You may suffer from some kinds of unforgiving mistakes which can spoil your proceed. Then satisfaction will come when you will be free of possibility of errors. Web design cannot be localized to a definite point of view; it is relatively dependent on the individual proficiency and selection. You should follow the rules attempting to design a website.

The most generally used opening page contains the tinted words like welcome and click on it to enter. This page, in fact, has no intention to visitors, is an immediate presentation after opening the web site.

Look at the presentation of banners whether it belongs to your important information instead for the visitor’s interest.

Your Website is for not only information database but also searching the image of your company over the internet.

There are various factors for one who needs to make web design more remarkable and attractive in choosing a true web design company.

Webzentech, one of the best design companies in Kolkata, has all sources of capacity for providing errorless web design what you want under its requirement.

Web development is a broad expression for the work concerned in developing a web site through web design. Web development is usually referred to the core non-design portion of modifying writings and codes. It is a combined endeavour of web departments belonged to a company. There are four steps must be followed how to choose a trustworthy web development company given below.

Look at the company’s faculty strength.

Beware of outsourcing.

Consider affordability.

Notice circumstances of the company.

You can turn out a list of the web development companies in Kolkata.

As a small business, your website is an essential part of your marketing and branding attempt. Visitors will come to your website for a specific motive, and you want to make sure that you are able to fill all the conditions of liability. If you get not responding web development, you will easily lose thousands of rupees in the beginning. Budding set of tools and technologies helps web developers to build more self-motivated and interactive websites. Webzentech is the best uprising source of applications among all web design company in Kolkata.

The bread is moldy and the list is lackadaisical

The bread is moldy and the list is lackadaisical

Have you noticed during the summer your bread becomes moldy a little faster? You go to make a nice and fresh sandwich. You get into a plastic bag for a few pieces and you find it – the beginning of a blurry and blurry green print. Yuck!
As great as summer is for various reasons – especially for real estate sales – sometimes summer can be very disappointing. And yes, even in fast-market sellers, you might get some non-moving lists as you’d expect. The bread is moldy and the list is lackadaisical

Plus, as we all know in real estate, what goes up should go down. Many analysts and insiders predict we may see this seller market a bit cold in the third and fourth quarters of 2017.

So what can you do to tap the prints and keep your list hissing? Fortunately, there are several ways to refresh the list of listless. Here are five things to “revisit”:

Re-visit your price. No big surprises here When the incoming list, the price is the first thing to remember. And for a good reason – this is very important. When the price is right, everything can be in a hurry. To get your unrealistic sellers on board, take the time to show the difference between their list and other products that are marketed at a higher price. This can bring them back to reality.

Revisit your visuals. Let’s face it, human beings are visual. After all, we are the people who make the phrase, ‘a picture is worth a thousand words.’ Today you can replace the image with video and you’ll likely generate a bigger splash among potential buyers. But both your image and your list video are very important. That’s always true and today is even more important. In fact, the National Association of Realtors (NAR) reports that nearly 90 percent of current buyers think viewing property online is the easiest part of home search.

Re-visit your staging. Of course the other visual is the property itself – curb appeal and all other staging elements. Remind your clients that selling a house is a daily job when it comes to making it interesting. If anyone needs attention, we recommend fixing it immediately so that shoppers can appear at any time!

Review your marketing. Are you using the right marketing and channel tools to get the maximum amount of traffic? I can not over emphasize the importance of multi-channel marketing – make sure you take advantage of traditional and digital options and you follow up on all prospects quickly. Also, multiply your social media marketing – this becomes a much more common marketing tool, not just in real estate, but in many industries as well.

Revisit your approach. Pause for a moment and ask yourself some key questions: Who is the specific type of buyer you want to attract for this listing? What key message do you need to share about this custom list? How well can I get that message to the right buyer for that property?

Let me hear from you What’s your question about keeping a list fresh and interesting? Do you do everything you can with your list to make them interesting? Are you paying attention to trends between lists that you can not sell? The bread is moldy and the list is lackadaisical

Aluminium Print For Wall Decoration

Aluminium Print For Wall Decoration Printing photographs and artwork for wall decoration has taken the world by storm. Every home has plenty of pictures hanging on the wall which have been taken by friends,family and also the home owners. There is a certain way these days to transfer your images to certain wall decoration.
With UV flatbed printing this opens up many unique and fascinating ways you can display your images. If you really wanted to give of a futuristic impression with your art or photos then printing your images to Aluminium could be a really effective solution. There are many different effects you can have when it comes to printing photos to aluminium. You can have a brushed aluminium effect, you can have a glossy looking effect, you can even have white ink printed into aluminium to.

Aluminium Print For Wall Decoration

Printing an image direct to an Aluminium print is only something a professional in that trade can do as it requires a special machine when doing it. There is a top of the range machine that can print to many different substrates which is called a Mimaki JFX200 2513. This machine sprays the ink onto the material and then the UV light flashes and cures the ink as the print head moves across the substrate. It really is a beautiful sight to behold.

Lets face it. Aluminium printing looks great on a wall. you get that silver reflection/shimmery look along with the ink and art that is printed, giving the wall art such a brilliant and visual effect. Not only that but its so cool to see the results when printing photography images to it to, and every day amateur photographs to. You could every take a photo with your smart phone and have that image transferred to aluminium to. And the end results are stunning. They speak for themselves. Its so cool that gives of a metallic photogenic look.

One of the great things about an aluminium print is that unlike Acrylic printing where sometimes you would have holes in the corners, with aluminium printing you dont need to have this. You can place a wooden frame or a metal frame at the back of the dibond aluminium sheet for hanging purpose. that way its hidden behind the aluminium and it makes it look like the metal print is floating all on its own in the wall which is a great look. So that basically covers the hanging mechanism for this type of wall decor, its such a great way to display this type of professional piece.

The good thing about UV printing your image to aluminium is not only does the metal look really stand out and is so beautiful to look at. You also get the ultra violet colours and vibrancy from the actual inks. The metal enhances the UV inks to give of a spectacle of a masterpiece. If you are looking for this type of product then you can fund specialist inline that can help you with your printing needs. If you want something different instead of a picture inside a picture frame then choosing UV printing will definitely bring a shine to your home. Aluminium Print For Wall Decoration

Frequently Asked Questions about Homeowner Insurance

Frequently Asked Questions about Homeowner Insurance

Owning a home is part of an American dream. Protecting it from unexpected accidents or natural disasters is one of the reality of home ownership. Before purchasing homeowner insurance in Santa Maria, CA, or where you come from, it’s important to learn the facts about homeowners insurance in order to choose the right type of coverage for your home. Read on to get answers to some of the most frequently asked questions about homeowners insurance.

Frequently Asked Questions about Homeowner Insurance

 

What is Homeowners Insurance?

 

Homeowner’s insurance, also called hazard insurance, is a type of insurance policy that protects the home and its contents against potential hazards, damage, or emergencies. This type of insurance usually covers the cost of restoring damage caused by natural disasters, water, or fire and loss of personal property due to theft or destruction.

 

Do I need to buy a homeowner’s insurance policy?

 

Unlike car insurance, homeowners are not legally required to purchase a homeowner’s insurance policy. However, most mortgage lenders require homeowners to purchase the minimum amount of insurance coverage before issuing a loan. If you have your home free and clear, you are not required to bring homeowners insurance.

Frequently Asked Questions about Homeowner Insurance

What are the Different Types of Homeowner Insurance?

 

Since each house is unique, there are several types of homeowner insurance policies designed to meet your home specific needs. Here are some of the most common types of homeowners insurance policies:

Straight replacement coverage: This policy gives you a set amount of money to repair or rebuild your home.
Coverage of guaranteed reimbursable cost: This policy provides the funds needed to completely replace your home regardless of the rise in building costs, inflation, or policy limits.
Flood insurance: This policy provides the funds needed to repair or replace your home if it is damaged by flooding. Standard homeowners insurance policies do not cover water damage caused by waterways or dams.
Earthquake Insurance: This policy provides the funds needed to repair or replace your home if it is damaged or destroyed by the earthquake. Standard homeowners insurance policies do not cover earthquake damage.
Life insurance mortgage: This policy provides the necessary funds to pay off mortgage loans at home in case of death of the home owner.

Frequently Asked Questions about Homeowner Insurance

What Coverage Do I Need?

 

Since your home is the biggest and most important asset, it is important to purchase adequate insurance coverage to protect it completely against any kind of loss. Most insurance providers recommend buying a policy at least 80% of your home and personal property replacement value indoors. Purchasing additional coverage is highly recommended to ensure your home is properly protected.

 

What factors affect the homeowners insurance premiums?

 

Premiums are the annual cost of your insurance policy. The following factors may affect the cost of your homeowner’s insurance premiums:

Features: The age and characteristics of your home including the type of structure, roof, and cable, can all affect the cost of premiums.
Location: Insurance rates may be affected by a particular environment or location that is likely to be exposed to extreme weather.
Protective devices: Smoke detectors, alarm systems, fire extinguishers, sprinkler systems, and deadbolts can lower insurance premiums.
Personal factors: Smokers and individuals with a good credit history may be eligible for a lower insurance premium.
Claim history: Individuals with a history of homeowners’ insurance policy claim may pay a higher premium.

 

Frequently Asked Questions about Homeowner Insurance

What items are excluded from the homeowners insurance policy?

 

When shopping for homeowner insurance in Santa Maria, CA, it’s important to understand that the most comprehensive policies have certain restrictions and exceptions. Some of the most common items excluded in homeowner insurance policies include cars, motorhomes, ships, business properties, and pets. Some policies may also provide limited coverage on weapons, jewelry, and silver. Consult an experienced insurance agent can help ensure that you find the right policy for your coverage needs.

Packing Tips for Travel Worldwide

Packing Tips for Travel Worldwide

You are leaving weeks of exciting and round-world adventure and no doubt everything you’ve done over the last few months has continued to this day. You’ve updated your passport, purchased your flight tickets, booked accommodation in different cities, bought annual travel insurance and you’re now ready to start packing for this long-awaited adventure!
Not sure where to start? We’ve covered some practical tips when you start packing for your trip.

Packing Tips for Travel Worldwide

Luggage or backpack

While the debate continues over whether a suitcase or rucksack is best on a round-the-world trip, we believe hybrids are ideal. You want a double-wheeled bag as a backpack for mobility and maximum comfort. You never know when you have to run to catch a train or bus that goes to the next destination, and have a bag that you can steer or ride comfortably will make it much easier. In addition, choosing a cloth bag because of the difficult problem favored because it allows your goods into the storage more easily.

Less is more Packing Tips for Travel Worldwide

When you have to decide what to take with you, there are items that are not appropriate for negotiations, such as passports, money, credit cards, and annual travel insurance information, as well as special items such as prescription eyeglasses. But when it comes to packing clothes, shoes, toiletries and equipment, remember less always more, and more stuff can be bought on the road if needed.

In fact, packing for any climate and situation you might face on your journey is almost impossible! We recommend three out of each clothing category: three pairs of pants, three shirts, three pairs of socks, three pairs of shoes – you get the idea. Remember that you will be able to wash your clothes on the go – a good bonus for packing light.

Try choosing pieces that can be mixed and matched and made from a cloth that dries quickly. If you have items that can serve a dual purpose, such as women’s sarongs that can be used as beach towels, skirts, shirts and scarves, the better! If you are not sure about the item, choose not to pick it up. Wear minimal toiletries, as these items will weigh you and can be purchased overseas, as per your requirements.

Get Packing

Save space in your bag by rolling clothes instead of folding and stacking. Pack socks and underwear shoes and the contents of every possible cavity. Wear large items on the plane, such as hiking boots or winter jackets, to save space in your luggage. Place all essential items, such as passports, money, annual travel insurance information and electronic goods in a safe and accessible place close to you. As an additional security measure, take a photo of your document and take a photocopy in a different place than the original.

Getting your stuff together for a trip around the world does not have to be a chore! Light and smart packing will go a long way in ensuring you have everything you need to make this trip an experience of a lifetime.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday.

A minimal architectural intervention in a garden

A minimal architectural intervention in a garden  by Fran Silvestre Arquitectos materializes as a 70 sq. m. guest pavilion, an extension to a residential project by the studio in Valencia, Spain.

The pavilion, set amidst a centenary olive tree, a deciduous liquidambar sieving sunlight depending on the seasons and a pomegranate tree all standing tall, seamlessly links with the garden. Located approaching one of the limits of the land, perpendicular to the pool, the built piece has minimal impact on the garden, offering unrestricted views to the main house, save a slim opaque façade, almost an art piece in the garden.

A minimal architectural intervention in a garden

The ground floor of the structure is set slightly below ground, making the single-storeyed structure appear exactly in line with the garden, while giving it a sculptural quality. Stark white facades composed of thin, clean lines and frames preserve its contemporary and geometric feel. A passageway between the compound wall and the pavilion becomes a natural oasis amid the landscaped setting offering visitors an informal courtyard space, a link between the active pool area and solitude within the pavilion.

The bedroom and living space along with a kitchen, and bathrooms serving the pavilion and the pool offer comfortable spaces to experience living in a garden. The spaces can open up more discreetly towards the courtyard or completely open up to the domesticated nature of a consolidated garden by means of a darkening system to control its operation. The piece allows for privacy, as well as an easy transition between the interior and exterior through sliding glass doors; the stark contemporary and minimal interiors in white and grey decorated with natural views.  A minimal architectural intervention in a garden